ドッド=フランク法をめぐるこの2ヶ月の動き
ドッド=フランク法を中心にワシントンがどのような動きをみせているのかを6月から7月にかけてフォローしたもの。
これをみると、CFPBはかなり多くの活動を続けていることが分かる。そのなかでトップのコードレイを上院が承認に至るあたりがいちばんの見せ場であろう。これでようやくCFPBでのコードレイの位置は「確実な」ものになった。オバマのリセス・アポイントメントから数えて1年半後のことである。
FRBがバーゼルIIIを承認するかたちでの動きを決定したことも大きなできごとである。
上院でグラス=スティーガル法に似た法案が提出されたりもしている。
コミュニティ・バンクの動きなども興味深い。
何も決められない議会という状況がずっと続いてきており、予算案、移民問題、農業問題など問題は山積しているが、上記の各種委員長がようやく妥協により承認されるに至ったものの、共和党の大統領との対決姿勢が崩れたわけではない。
原文はかなり長い・・・。
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Dodd Frank Update Monthly Edition
Dodd Frank Update August 2013
This month, Dodd Frank Update reviews the impact of the Senate’s decision to confirm Richard Cordray as CFPB director. You’ll also learn what the confirmation likely means for efforts to change the bureau’s leadership structure and funding mechanism. We’ll update you on U.S. House legislation that would liquidate the GSEs. You’ll also find out about a CFPB lawsuit targeting a Utah-based mortgage company.
New CFPB appraisal rule could create challenges for business lenders, trade groups say
Posted Date: Wednesday, July 31, 2013
Two major trade organizations told the Consumer Financial Protection Bureau that new rules requiring lenders to provide applicants with copies of appraisals will create challenges when a home is securing business credit. They urged the agency to reconsider the rule’s application to business credit.
CFPB Dodd-Frank Rules: The Great Easter Egg Hunt (Part 3)
Posted Date: Wednesday, July 31, 2013
The Consumer Financial Protection Bureau’s new mortgage rules will shape the industry for years to come. But while many industry participants are focusing on the negative, Howard Lax of Bodman PLC is on the hunt for the rules’ hidden gems. This is the third in a series of articles highlighting provisions of the CFPB’s rules. This article discusses the revised Loan Originator Compensation Rule, 12 CFR §1026.36(d). Read on to learn about the changes to safe harbor factors that may be used to determine loan or
Industry sounds off on CFPB’s latest proposed mortgage rule tweaks (Part 2)
Posted Date: Wednesday, July 31, 2013
Industry participants responded to the Consumer Financial Protection Bureau’s latest proposed mortgage rule modifications. In part two of this series, you’ll learn what some major trade groups had to say about the ability-to-repay rule’s points and fees calculation, the application of the bureau’s “rural” and “underserved” definitions and other issues. Read on for the details.
CFTC announces latest Dodd-Frank clearing mandate milestone
Posted Date: Monday, July 29, 2013
Commodity pools, private funds and other market participants recently began clearing certain credit default swap indices as required under Dodd-Frank regulations adopted by the Commodity Futures Trading Commission. Read on for the details.
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